Mortgage Loans

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Information below is effective April 10, 2014.  Rates and terms are subject to change at any time.

First Mortgage Loans

blueline
  • Application fee: $395.00 (Single family homes only)
  • Maximum Total Loan to Value 80%
  • Private Mortgage Insurance (PMI) required over 80% loan to value (LTV) PMI will increase the Annual Percentage Rate (APR)
  • Loans over $417,000.00 add .50% to all rates
  • Property insurance shall be required.
  • If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
  • Subject to credit approval.

Term

Interest Rate

Points

APR

15-Year Fixed Rate1

3.375%

0

3.433%

20-Year Fixed Rate2

4.250%

0

4.297%

30 Year Fixed Rate3

4.500%

0

4.533%

 1  The above interest rate assumes a 20% down payment on a $100,000 loan with a 15-Year fixed term.  The principal and interest payment for this example would be $708.76, plus escrows.  APR subject to change.

 2  The above interest rate assumes a 20% down payment on a $100,000 loan with a 20-Year fixed term.  The principal and interest payment for this example would be $619.23, plus escrows.  APR subject to change.

 3 The above interest rate assumes a 20% down payment on a $100,000 loan with a 30-Year fixed term.  The principal and interest payment for this example would be $506.69, plus escrows.  APR subject to change.

Equal Housing Lender_50

Delanco Federal Savings Bank

 NMLS ID Number 780040

Mortgage Loan Originators

NMLS ID Number

James E Igo

801424

Kathleen M. Plunkett

802219

Craig A. Ruggeri

806220

Monette M. Withers

804495