Information below is effective July 10, 2010.  Rates and terms are subject to change at any time.

Home Equity Loans

Owner Occupied Only
Minimal Cost to Borrower*
Maximum Loan to Value: 80%
* Mortgage Recording Fees are paid by loan applicant(s).

Home Equity Lines of Credit

Minimal cost to borrower*
Owner Occupied Only
Maximum Loan-to-value: 80%
Subject to 5.00% minimum interest rate
Current Rate: 5.00%
* Mortgage Recording Fees are paid by loan applicant(s).

Note:  Home Equity Loans or Lines over $250,000 require a full appraisal with cost paid by loan applicant(s).