Home Equity Loans


	Information below is effective January 23, 2012. Rates and terms are subject to change at any time.


		Easy Mortgage Loan


	Only applies to: Owner Occupied/Refinance/1st Lien Position ** Fee (Mortgage Recording) Paid by Loan Applicant. Maximum Total LTV 65%

Rate	APR	Term	Maximum
3.50%	3.50%	5-year fixed term	$150,000
3.75%	3.75%	10-year fixed term	$150,000
4.25%	4.25%	15-year fixed term	$150,000


		Home Equity Loans



			Owner Occupied Only ** Fee (Mortgage Recording) Paid by Loan Applicant. Maximum Total LTV - 80%

Rate	APR	Term	Minimum
3.99%	3.99%	5-year fixed term	$5,000
4.25%	4.25%	10-year fixed term	$10,000
4.75%	4.75%	15-year fixed term	$10,000


		Home Equity Lines of Credit

Home Equity Lines of Credit (HELOC)
** Fee (Mortgage Recording) Paid by loan applicant. Maximum LTV - 80%

Regular HELOC
The Wall Street Journal Prime plus 1^{1/2% floating - 4.75% APR 4.75% (Owner Occupied Only)}

^{Premier HELOC
The Wall Street Journal Prime-3.25% Minimum
$100,000.00.
Primary or Secondary Homes
1/4% discount for automatic deduction from a Delanco Federal Savings Bank account only.}

Note: Home Equity Loans or Lines over $250,000 require a full appraisal with cost paid by loan applicant(s).

Easy Mortgage Loan

Home Equity Loans

Home Equity Lines of Credit