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Delanco Bancorp, Inc 10-Q --03-31 1634725 false 0001382413 Yes No Smaller Reporting Company No 2012 Q2 2012-09-30

<div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> (1)           Basis of Presentation</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-35" style="MARGIN-LEFT: 36pt"></font>The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions for Form 10-Q and, therefore, do not include all disclosures necessary for a complete presentation of the financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP).  However, all adjustments that are, in the opinion of management, necessary for the fair presentation of the interim financial statements have been included.  Such adjustments were of a normal recurring nature.  The results of operations for the six month period ended September 30, 2012 are not necessarily indicative of the results that may be expected for the entire year or any other interim period.  For additional information, refer to the consolidated financial statements and footnotes thereto of Delanco Bancorp, Inc. (the “Company”) included in the Company’s annual report on Form 10-K for the year ended March 31, 2012.</font> </div><br/>

<div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(5)            Earnings Per Share</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-38" style="MARGIN-LEFT: 36pt"></font>Basic earnings per share (“EPS”) are computed by dividing income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The difference between the common shares issued and the common shares outstanding for the purposes of calculating basic EPS is a result of the unallocated ESOP shares.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The calculated basic and dilutive EPS are as follows:</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Three Months Ended</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30,</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Six Months Ended</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30,</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Numerator</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(56,407</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">110,164</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,868</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221,352</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Denominators:</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic shares outstanding</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,586,664</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,583,460</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,586,664</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,583,460</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Effect of dilutive securities</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dilutive shares outstanding</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,586,664</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,583,460</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,586,664</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,583,460</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings per share:</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.04</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dilutive</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.04</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </div> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/>

1586664

1583460

1586664

1583460

1586664

1583460

1586664

1583460

-0.04

0.07

0.14

<div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(6)<font id="TAB1-39" style="MARGIN-LEFT: 12pt"></font>Cease and Desist Order</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On March 17, 2011, the Bank entered into a Stipulation and Consent to the Issuance of Order to Cease and Desist with the Office of Thrift Supervision (“OTS”) whereby the Bank consented to the issuance of an Order to Cease and Desist promulgated by the OTS, without admitting or denying that grounds exist for the OTS to initiate an administrative proceeding against the Bank.  On July 21, 2011 the OTS was eliminated and merged into the Office of the Comptroller of the Currency (“OCC”).  As the Bank’s primary regulator, the Order is now enforced by the OCC.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Order requires the Bank to take the following actions:</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">maintain (i) a tier 1 (core) capital to adjusted total assets ratio of at least 6.0% and (ii) a total risk-based capital to risk-weighted assets ratio of at least 10.0% after the funding of an adequate allowance for loan and lease losses;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">If the Bank fails to meet these capital ratio requirements at any time, within 15 days thereafter prepare a written contingency plan detailing actions to be taken, with specific time frames, providing for (i) a merger with another federally insured depository institution or holding company thereof,  or (ii) voluntary liquidation;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">prepare a problem asset plan that will include strategies, targets and timeframes to reduce the Bank’s level of criticized assets and nonperforming loans;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">within 30 days after the end of each quarter, beginning with the quarter ending June 30, 2011, prepare a quarterly written asset status report that will include the requirements contained in the Order;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">prepare an updated business plan that will include the requirements contained in the Order and that also will include strategies to restructure the Bank’s operations, strengthen and improve the Bank’s earnings, reduce expenses and achieve positive core income and consistent profitability;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">restrict quarterly asset growth to an amount not to exceed net interest credited on deposit liabilities for the prior quarter without the prior non-objection of the OCC;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">refrain from making, investing in or purchasing any new commercial loans without the prior non-objection of the OCC (the Bank may refinance, extend or otherwise modify any existing commercial loans, so long as no new loan proceeds are advanced as part of the transaction);</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">cease to accept, renew or roll over any brokered deposit or act as a deposit broker, without the prior written waiver of the Federal Deposit Insurance Corporation;</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">not make any severance or indemnification payments without complying with regulatory requirements regarding such payments; and</font> </div> </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="top" width="6%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: symbol, serif; FONT-SIZE: 10pt">·</font> </div> </td> <td valign="top" width="66%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">comply with prior regulatory notification requirements for any changes in directors or senior executive officers.</font> </div> </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Order, which replaces the Supervisory Agreement previously entered into between the Bank and the OTS, will remain in effect until terminated, modified, or suspended in writing by the OCC.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank continues to work with its borrowers where possible and is pursuing legal action where the ability to work with the borrower does not exist.  As of September 30, 2012, the Bank has entered into formal forbearance agreements with three relationships totaling $839 thousand<font style="DISPLAY: inline; FONT-WEIGHT: bold"> </font>that require current payments while the borrowers restructure their finances.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At September 30, 2012, the Bank’s tier 1 (core) capital to adjusted total assets ratio was 8.03% and its total risk-based capital to risk-weighted assets ratio was 14.86%. At September 30, 2012, the Bank exceeded all of its regulatory capital requirements and was considered “well capitalized” under regulatory guidelines.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On July 23, 2011 the Bank received a non-objection from the OTS regarding the updated business plan that it submitted under the requirements of the Order. </font> </div><br/>

0.060

0.100

839000000

0.0803

0.1486

<div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(7)           Recent Accounting Pronouncements<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman"> </font></font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-40" style="MARGIN-LEFT: 36pt"></font>Below is a discussion of recent accounting pronouncements.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In December 2011, the FASB issued ASU 2011-12, Comprehensive Income (Topic 220):  The amendments in this update supersede certain pending paragraphs in ASU No. 2011-05, Comprehensive Income (Topic 220): Presentation of Comprehensive Income, to effectively defer only those changes in ASU 2011-05 that relate to the presentation of reclassification adjustments out of accumulated other comprehensive income.  The amendments will be temporary to allow the Board time to deliberate the presentation requirements for reclassifications out of accumulated other comprehensive income for annual and interim financial statements for public, private and nonprofit entities.  The amendments in this update are effective for public entities for fiscal years, and interim annual periods within those years, beginning after December 15, 2011, consistent with ASU 2011-05.  The Company adopted the provisions of this guidance in its first fiscal quarter ending June 30, 2012.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-41" style="MARGIN-LEFT: 18pt"></font>In December 2011, the FASB issued ASU 2011-11, Balance Sheet, Disclosure about Offsetting Assets and Liabilities (Topic 210): The objective of this update is to provide enhanced disclosures that will enable users of its financial statements to evaluate the effect or potential effect of netting arrangements on an entity’s financial position. This includes the effect or potential effect of rights of setoff associated with an entity’s recognized assets and recognized liabilities within the scope of this Update. The amendments require enhancement disclosures by requiring improved information about financial instruments and derivative instruments that are either (1) offset in accordance with either Section 210-20-45 or Section 815-10-45 or (2) subject to an enforceable master netting arrangement or similar agreement, irrespective of whether they offset in accordance with either Section 210-20-45 or Sections 815-10-45. These amendments are effective for annual periods beginning on or after January 3, 2013, and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. The Company does not anticipate any material impact to the consolidated financial statements related to this guidance.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-42" style="MARGIN-LEFT: 18pt"></font>In December 2011, the FASB issued ASU 2011-10, Property, Plant and Equipment (Topic 360): The objective of this update<font id="TAB1-43" style="MARGIN-LEFT: 12pt"></font>is to resolve the diversity in practice about whether the guidance in the Subtopic 360-20, Property, Plant and Equipment – Real Estate Sales, applies to a parent that ceases to have a controlling financial interest (as described in Subtopic 810-10 Consolidation – Overall) in a subsidiary that is in substance real estate as a result of default on the subsidiary’s nonrecourse debt. This update does not address whether the guidance in Subtopic 360-20 would apply to other circumstances when parent ceases to have a controlling financial interest in a subsidiary that is in substance real estate. An entity is required to apply the amendments for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. The Company does not anticipate any material impact to the consolidated financial statements related to this guidance.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In June 2011, the FASB issued ASU 2011-05, <font style="FONT-STYLE: italic; DISPLAY: inline">Comprehensive Income (Topic 220)</font>: <font style="FONT-STYLE: italic; DISPLAY: inline">Presentation of Comprehensive Income</font>. This ASU amends the <font style="FONT-STYLE: italic; DISPLAY: inline">FASB Accounting Standards Codification</font> (Codification) to allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. ASU 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholder’s equity. The amendments to the Codification in the ASU do not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income. ASU 2011-05 should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011.  The Company adopted the provisions of this guidance in its first fiscal quarter ending June 30, 2012.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">      In May 2011, the FASB issued ASU 2011-04, <font style="FONT-STYLE: italic; DISPLAY: inline">Fair Value Measurement (Topic 820): Amendments to achieve Common Fair</font><font id="TAB2-4" style="LETTER-SPACING: 3pt; COLOR: black"> </font><font style="FONT-STYLE: italic; DISPLAY: inline">Value Measurement (Topic 820) and Disclosure Requirement in U.S. GAAP and IFRSs.</font> This ASU represents the converged guidance of the FASB and the IASB (the “Boards”) on fair value measurement. The collective efforts of the Boards and their staff, reflected in ASU 2011-04, have resulted in common requirements for measuring fair value and for disclosing information about fair value measurement, including a consistent meaning of the term “fair value”. The Boards have concluded the common requirements will result in greater comparability of fair value measurements presented and disclosed in financial statements prepared in accordance with U.S. GAAP and IFRS. The amendments in this update apply to all reporting entities that are required or permitted to measure or disclose the fair value of an asset, a liability, or an instrument classified in a reporting entity’s shareholders’ equity in the financial statements. The amendments in this ASU are to be applied prospectively. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011. The Company does not anticipate any material impact to the consolidated financial statements related to this guidance.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-44" style="MARGIN-LEFT: 18pt"></font>In April 2011, the FASB issued ASU 2011-03, <font style="FONT-STYLE: italic; DISPLAY: inline">Transfers and Servicing (Topic 860): Reconsideration of Effective Control for Repurchase Agreements</font>. The ASU is intended to improve financial reporting of repurchase agreements (“repos”) and other agreements that both entitle and obligate a transferor to repurchase or redeem financial assets before their maturity. The amendments to the Codification in this ASU are intended to improve the accounting for these transactions by removing from the assessment of effective control the criterion requiring the transferor to have the ability to purchase or redeem the financial assets. The amendments in this update apply to all entities, both public and nonpublic. This ASU is effective for the first interim or annual periods beginning on or after December 15, 2011. The guidance should be applied prospectively to transactions or modification of existing transactions that occur on or after the effective date. Early adoption is not permitted. The Company does not anticipate any material impact to the consolidated financial statements related to this guidance.</font> </div><br/>

<div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(8)           Fair Value of Financial Instruments</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-45" style="MARGIN-LEFT: 36pt"></font>ASC Topic 820-10 defines fair value, establishes a framework for measuring fair value in U.S. generally accepted accounting principles, and expands disclosure requirements for fair value measurements.  ASC Topic 820 does not require any new fair value measurements.  The adoption of ASC Topic 820-10 did not have a material impact on the consolidated financial statements.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-46" style="MARGIN-LEFT: 36pt"></font>ASC Topic 820 establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels, as described below:</font> </div><br/><table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td width="3%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">· </font> </td> <td width="10%" style="TEXT-ALIGN: center; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25"> Level 1 </div> </td> <td width="87%" style="LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities.</font> </td> </tr> <tr> <td valign="top" width="3%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">· </font> </td> <td valign="top" width="10%" style="TEXT-ALIGN: center; LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Level 2</font></font> </td> <td width="87%" style="LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Level 2 inputs are inputs other than quoted prices included in Level 1 that are observable, either directly or indirectly.  Level 2 inputs include quoted prices for similar assets, quoted prices in markets that are not considered to be active, and observable inputs other than quoted prices such as interest rates.</font> </td> </tr> <tr> <td width="3%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">· </font> </td> <td width="10%" style="TEXT-ALIGN: center; LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Level 3</font></font> </td> <td width="87%" style="LINE-HEIGHT: 1.25"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Level 3 inputs are unobservable inputs.</font> </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="90%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value Measurements at Reporting Date Using</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quoted Prices</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">in Active Markets for Identical Assets</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 1)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant Other Observable Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 2)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant Other Unobservable Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 3)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Available-for-sale securities</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">240</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">−</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">−</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="61%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Available-for-sale securities</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">242</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">−</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">−</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Assets and Liabilities on a Non-Recurring Basis</font></font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Assets and liabilities measured at fair value on a non-recurring basis at September 30, 2012 and March 31, 2012 are as follows (dollars in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="90%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value Measurements at Reporting Date Using</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quoted Prices</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">in Active</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Markets for</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identical Assets</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 1)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Observable</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 2)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant Other</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unobservable</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 3)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans</font> </div> </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,089</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,358</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,447</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="61%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans</font> </div> </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,389</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">846</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,235</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-47" style="MARGIN-LEFT: 36pt"></font>The fair value of impaired loans and real estate owned with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-balance sheet instruments</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-48" style="MARGIN-LEFT: 36pt"></font>Off-balance sheet instruments are primarily comprised of loan commitments and unfunded lines of credit which are generally priced at market rate at the time of funding.  Therefore, these instruments have nominal value prior to funding.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-49" style="MARGIN-LEFT: 36pt"></font>A financial instrument’s level within the fair value hierarchy is based upon the lowest level of any input significant to the fair value measurement.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-50" style="MARGIN-LEFT: 36pt"></font>As required by ASC Topic 825-10-65, the estimated fair value of financial instruments at September 30, 2012 and March 31, 2012 was as follows:</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Carrying Amount</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Carrying Amount</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in Thousands)</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Assets:</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents<font id="TAB1-51" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,790,161</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,790,161</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,649,685</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,649,685</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities<font id="TAB1-52" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,679,762</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,025,701</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,694,594</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,848,574</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans – net<font id="TAB1-53" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">92,694,794</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,077,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,431,618</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103,700,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB stock<font id="TAB1-54" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">202,500</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">202,500</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">219,100</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">219,100</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable<font id="TAB1-55" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465,092</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465,092</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">417,102</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">417,102</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned<font id="TAB1-56" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,357,738</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,357,738</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">845,669</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">845,669</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total financial assets<font id="TAB1-57" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">124,190,047</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">128,918,192</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">125,257,768</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">129,680,130</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="52%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Liabilities:</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deposits<font id="TAB1-58" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,017,653</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,208,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,588,891</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,204,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Advance payments by borrowers for taxes <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and insurance<font id="TAB1-59" style="MARGIN-LEFT: 12pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">362,370</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">362,370</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">399,920</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">399,920</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest payable<font id="TAB1-60" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,467</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,467</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,912</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,912</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total financial liabilities<font id="TAB1-61" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,391,490</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,581,837</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,004,723</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,619,832</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="95%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contract</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contract Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Off-balance sheet instruments</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commitments to extend credit<font id="TAB1-62" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,888,167</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,888,167</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,337,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,337,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/>

240000

242000

<table cellpadding="0" cellspacing="0" width="90%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value Measurements at Reporting Date Using</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quoted Prices</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">in Active</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Markets for</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identical Assets</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 1)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Observable</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 2)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Significant Other</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unobservable</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Inputs</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Level 3)</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans</font> </div> </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,089</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,358</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,447</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="61%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans</font> </div> </td> <td align="left" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,389</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">846</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="61%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font> </div> </td> <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,235</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table>

7089000

2358000

9447000

7389000

846000

8235000

<table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Carrying Amount</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Carrying Amount</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in Thousands)</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Assets:</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents<font id="TAB1-51" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,790,161</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,790,161</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,649,685</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,649,685</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities<font id="TAB1-52" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,679,762</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,025,701</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,694,594</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,848,574</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans – net<font id="TAB1-53" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">92,694,794</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,077,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,431,618</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103,700,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB stock<font id="TAB1-54" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">202,500</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">202,500</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">219,100</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">219,100</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable<font id="TAB1-55" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465,092</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465,092</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">417,102</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">417,102</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned<font id="TAB1-56" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,357,738</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,357,738</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">845,669</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">845,669</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total financial assets<font id="TAB1-57" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">124,190,047</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">128,918,192</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">125,257,768</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">129,680,130</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="52%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Liabilities:</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deposits<font id="TAB1-58" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,017,653</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,208,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,588,891</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,204,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Advance payments by borrowers for taxes <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and insurance<font id="TAB1-59" style="MARGIN-LEFT: 12pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">362,370</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">362,370</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">399,920</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">399,920</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest payable<font id="TAB1-60" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,467</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,467</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,912</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,912</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total financial liabilities<font id="TAB1-61" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,391,490</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,581,837</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,004,723</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,619,832</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table>

6790161

6649685

21679762

22025701

17694594

17848574

97077000

103700000

202500

219100

2357738

845669

124190047

128918192

125257768

129680130

121208000

122204000

11467

15912

120391490

121581837

122004723

122619832

<table cellpadding="0" cellspacing="0" width="95%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contract</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contract Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair Value</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Off-balance sheet instruments</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commitments to extend credit<font id="TAB1-62" style="MARGIN-LEFT: 12pt"></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,888,167</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,888,167</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,337,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,337,000</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table>

5888167000

5337000000

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(9)           </font> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-63" style="MARGIN-LEFT: 36pt"></font>The Bank monitors and assesses the credit risk of its loan portfolio using the classes set forth below.  These classes also represent the segments by which the Bank monitors the performance of its loan portfolio and estimates its allowance for loan losses.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-64" style="MARGIN-LEFT: 36pt"></font>Residential real estate loans consist of loans secured by one to four family residences located in the Bank’s market area.  The Bank has originated one to four family residential mortgage loans in amounts up to 80% of the lesser of the appraised value or selling price of the mortgaged property without requiring mortgage insurance.  A mortgage loan originated by the Bank, for owner occupied property, whether fixed rate or adjustable rate, can have a term of up to 30 years.  Non-owner occupied property, whether fixed rate or adjustable rate, can have a term of up to 30 years.  Adjustable rate loan terms limit the periodic interest rate adjustment and the minimum and maximum rates that may be charged over the term of the loan based on the type of loan.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-65" style="MARGIN-LEFT: 36pt"></font>Commercial real estate loans are generally originated in amounts up to the lower of 80% of the appraised value or cost of the property and are secured by improved property such as multi-family dwelling units, office buildings, retail stores, warehouses, church buildings and other non-residential buildings, most of which are located in the Bank’s market area.  Commercial real estate loans are generally made with fixed interest rates which mature or re-price in 5 to 7 years with principal amortization of up to 25 years.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-66" style="MARGIN-LEFT: 36pt"></font>Commercial loans include short and long-term business loans and commercial lines of credit for the purposes of providing working capital, supporting accounts receivable, purchasing inventory and acquiring fixed assets.  The loans generally are secured by these types of assets as collateral and /or by personal guarantees provided by principals of the borrowers.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-67" style="MARGIN-LEFT: 36pt"></font>Construction loans will be made only if there is a permanent mortgage commitment in place.  Interest rates on commercial construction loans are typically in line with normal commercial mortgage loan rates, while interest rates on residential construction loans are slightly higher than normal residential mortgage loan rates.  These loans usually are adjustable rate loans and generally have terms of up to one year.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-68" style="MARGIN-LEFT: 36pt"></font>Consumer loans include installment loans and home equity loans, secured by first or second mortgages on homes owned or being purchased by the loan applicant.  Home equity term loans and credit lines are credit accommodations secured by either a first or second mortgage on the borrower’s residential property.  Interest rates charged on home equity term loans are generally fixed; interest on credit lines is usually a floating rate related to the prime rate.  The Bank generally requires a loan to value ratio of less than or equal to 80% of the appraised value, including any outstanding prior mortgage balance.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-69" style="MARGIN-LEFT: 36pt"></font>Loans at September 30, 2012 and March 31, 2012 are summarized as follows (dollars in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="80%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30,</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31,</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential (one-to four-family) real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,105</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70,192</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and commercial real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,345</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,130</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,317</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,480</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home equity</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,341</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,986</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">936</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,047</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">783</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">839</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,827</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,674</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net deferred loan origination fees</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(94</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(82</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for loan losses</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,038</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,160</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans, net</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">92,695</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,432</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-70" style="MARGIN-LEFT: 36pt"></font>The Bank is subject to a loans-to-one-borrower limitation of 15% of capital funds.  At September 30, 2012, the loans-to-one-borrower limitation was $1.9 million; this excluded an additional 10% of adjusted capital funds or approximately $1.0 million, which may be loaned if collateralized by readily marketable securities.  At September 30, 2012, there were no loans outstanding or committed to any one borrower, which individually or in the aggregate exceeded the Bank’s loans to-one-borrower limitations of 15% of capital funds.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-71" style="MARGIN-LEFT: 36pt"></font>A summary of the Bank’s credit quality indicators is as follows:</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-72" style="MARGIN-LEFT: 36pt"></font>Pass – A credit which is assigned a rating of Pass shall exhibit some or all of the following characteristics:</font> </div><br/><table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent-1" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr valign="top" style="LINE-HEIGHT: 1.25;"> <td style="LINE-HEIGHT: 1.25; WIDTH: 72pt"> <div style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> </font> </div> </td> <td style="LINE-HEIGHT: 1.25; WIDTH: 18pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a.</font> </div> </td> <td style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans that present an acceptable degree of risk associated with the financing being considered as measured against earnings and balance sheet trends, industry averages, etc.  Actual and projected indicators and market conditions provide satisfactory evidence that the credit will perform as agreed.</font> </div> </td> </tr> </table><br/><table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent-2" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr valign="top" style="LINE-HEIGHT: 1.25;"> <td style="LINE-HEIGHT: 1.25; WIDTH: 72pt"> <div style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> </font> </div> </td> <td style="LINE-HEIGHT: 1.25; WIDTH: 18pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b.</font> </div> </td> <td style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans to borrowers that display acceptable financial conditions and operating results.  Debt service capacity is demonstrated and future prospects are considered good.</font> </div> </td> </tr> </table><br/><table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent-3" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr valign="top" style="LINE-HEIGHT: 1.25;"> <td style="LINE-HEIGHT: 1.25; WIDTH: 72pt"> <div style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> </font> </div> </td> <td style="LINE-HEIGHT: 1.25; WIDTH: 18pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">c.</font> </div> </td> <td style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans to borrowers where a comfort level is achieved by the strength of the cash flows from the business or project and the strength and quantity of the collateral or security position (i.e.; receivables, inventory and other readily marketable securities) as supported by a current valuation and/or the strong capabilities of a guarantor.</font> </div> </td> </tr> </table><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Special Mention – Loans on which the credit risk requires more than ordinary attention by the Loan Officer.  This may be the result of some erosion in the borrower’s financial condition, the economics of the industry, the capability of management, or changes in the original transaction.  Loans which are currently sound yet exhibit potentially unacceptable credit risk or deteriorating long term prospects, will receive this classification.  Loans which deviate from loan policy or regulations will not generally be classified in this category, but will be separately reported as an area of concern.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-73" style="MARGIN-LEFT: 36pt"></font>Classified – Classified loans include those considered by the Bank to be substandard, doubtful or loss.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">An asset is considered “substandard” if it involves more than an acceptable level of risk due to a deteriorating financial condition, unfavorable history of the borrower, inadequate payment capacity, insufficient security or other negative factors within the industry, market or management.  Substandard loans have clearly defined weaknesses which can jeopardize the timely payment of the loan.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Assets classified as “doubtful” exhibit all of the weaknesses defined under the substandard category but with enough risk to present a high probability of some principal loss on the loan, although not yet fully ascertainable in amount.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Assets classified as “loss” are those considered uncollectible or of little value, even though a collection effort may continue after the classification and potential charge-off.</font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-Performing Loans</font></font> </div><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Non-performing loans consist of non-accrual loans (loans on which the accrual of interest has ceased), loans over ninety days delinquent and still accruing interest, renegotiated loans and impaired loans.  Loans are generally placed on non-accrual status if, in the opinion of management, collection is doubtful, or when principal or interest is past due 90 days or more, unless the collateral is considered sufficient to cover principal and interest and the loan is in the process of collection.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-74" style="MARGIN-LEFT: 36pt"></font>The following table represents loans by credit quality indicator at September 30, 2012 (dollars in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Pass</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Special</font> </div> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mention Loans</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Classified Loans</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-Performing Loans</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,345</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">481</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">200</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,079</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,105</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and commercial</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,598</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">351</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,266</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,130</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,345</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">769</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">256</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">257</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,317</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home equity</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,263</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,341</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">897</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">936</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">730</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 4px double; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 4px double; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">783</font></font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="40%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,602</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,141</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,501</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,583</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,827</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> </table><br/><div style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table represents past-due loans as of September 30, 2012 (dollars in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30-89 Days Past Due and Still Accruing</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90 Days or More Past Due and Still Accruing</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Past Due and Still Accruing</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accruing Current Balances</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-Accrual Balances</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1.8pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Loan Balances</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate<font id="TAB1-75" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,826</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,826</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,200</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,079</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,105</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">commercial real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">210</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">210</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,005</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,130</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,345</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial<font id="TAB1-76" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,011</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">257</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,317</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home Equity<font id="TAB1-77" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,029</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,341</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer<font id="TAB1-78" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">869</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">936</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction<font id="TAB1-79" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.6pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">783</font></font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">783</font></font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="28%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Loans<font id="TAB1-80" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,347</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,347</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,897</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,583</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,827</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="28%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Percentage of Total Loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.50</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.50</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91.55</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5.95</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.</font>0</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> </tr> </table><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans are measured based on the present value of expected future discounted cash flows, the fair value of the loan or the fair value of the underlying collateral if the loan is collateral dependent.  The recognition of interest income on impaired loans is the same for non-accrual loans discussed above.  At September 30, 2012, the Bank had 28 loan relationships totaling $5.6 million in non-accrual loans as compared to 25 relationships totaling $7.2 million at March 31, 2012.  The average balance of impaired loans totaled $7.9 million for the six months ended September 30, 2012 as compared to $8.5 million for the year ended March 31, 2012, and interest income recorded on impaired loans for the six months ended September 30, 2012 totaled $89,589 as compared to $152,910<font style="DISPLAY: inline; FONT-SIZE: 10pt"> </font>for the year ended March 31, 2012.</font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-81" style="MARGIN-LEFT: 36pt"></font>The following table represents data on impaired loans at September 30, 2012 and March 31, 2012 (dollars in <font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">thousands):</font></font> </div><br/><table cellpadding="0" cellspacing="0" width="90%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans for which a valuation allowance</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">has been provided<font id="TAB1-82" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="0%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td align="right" valign="bottom" width="0%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="0%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td align="right" valign="bottom" width="0%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="66%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans for which no valuation allowance</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">has been provided<font id="TAB1-83" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,089</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,631</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="66%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans determined to be impaired<font id="TAB1-84" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,089</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,631</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for loans losses related to impaired loans</font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 4px double; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 4px double; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="66%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average recorded investment in impaired loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,934</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,546</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="66%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash basis interest income recognized on impaired</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans<font id="TAB1-85" style="FONT-FAMILY: times new roman; MARGIN-LEFT: 12pt; FONT-SIZE: 10pt"></font></font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> </table><br/><div style="TEXT-ALIGN: justify; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2012 the Bank no longer maintained specific valuation allowances against impaired loans as noted above.  In conjunction with the Bank’s change in regulators from the Office of Thrift Supervision to the Office of the Comptroller of the Currency, the specific valuation allowances have been net against the loan balances and are carried at fair market valuation.  Going forward any valuation adjustments will be charged against the loan balance at the time of valuation.</font> </div><br/><div style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents impaired loans by portfolio class at September 30, 2012 (dollars in thousands):</font></font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded Investment</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid Principal Balance</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Related Valuation Allowance</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average Recorded Investment</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -3.45pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Income Recognized While On Impaired Status</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans with no</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">valuation allowance:</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="45%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,712</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,687</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,125</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="45%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">commercial real estate</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,038</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,038</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,569</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="45%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">140</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home equity</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <div style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font> </div> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td valign="bottom" width="45%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Subtotal</font> </div> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,061</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,036</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,934</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents impaired loans by portfolio class at March 31, <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2012 (dollars</font> in thousands):</font> </div><br/><table cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded Investment</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.8pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid Principal Balance</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Related Valuation Allowance</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average Recorded Investment</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Income Recognized While On Impaired Statues</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans with no</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">valuation allowance:</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="45%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,357</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,344</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,443</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="45%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and commercial</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,287</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,287</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,853</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home equity</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" width="45%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="8%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Subtotal</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,644</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,631</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,546</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> </table><br/><table cellpadding="0" cellspacing="0" width="80%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid">   </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2012</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; BORDER-TOP: black 0.5pt solid">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-accrual loans:</font> </div> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,079</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,989</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family and commercial real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,130</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,255</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">257</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Home Equity</font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font> </div> </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">─</font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non-accrual loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,583</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,244</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="62%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impaired loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,506</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,387</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non-performing loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,089</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,631</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,358</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">846</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non-performing assets</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,447</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,476</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> </tr> <tr> <td valign="bottom" width="62%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-performing loans as a percentage of loans</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.54</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.57</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-performing assets as a percentage of loans <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and real estate owned</font></font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.80</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.34</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-performing assets as percentage of total assets</font> </div> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.11</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> <td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="16%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.06</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font> </td> </tr> </table><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-86" style="FONT-FAMILY: Times New Roman; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During the six months ended September 30, 2012, the Bank experienced a $1.7 million net decrease in non-accrual loans.  This change reflects the downgrading of 9 loan relationships to non-accrual status totaling $988 thousand during the six months ended September 30, 2012.  The downgraded loans consisted of six relationships representing residential mortgages totaling $825 thousand, one commercial real estate loan of $116 thousand, two commercial relationships totaling $46 thousand and one consumer loan of $39 thousand.  These loans were offset by one residential mortgage for $442 thousand that is no longer on non-accrual, the transfer of five residential mortgages for $984 thousand and two commercial mortgages totaling $606 thousand to real estate owned and one commercial real estate loan that was partially repaid by $423 thousand and partially written down by $47 thousand and a commercial loan that was partially written down by $13 thousand.</font></font> </div><br/><div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1-87" style="FONT-FAMILY: Times New Roman; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth with respect to the Bank’s allowance for losses on loans (dollars in thousands):</font></font> </div><br/><table cellpadding="0" cellspacing="0" width="80%" style="LINE-HEIGHT: 1.25; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"> <tr style="LINE-HEIGHT: 1.25;"> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30, 2012</font></font></font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font></font></font> </div> </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td colspan="2" valign="bottom" style="LINE-HEIGHT: 1.25">   </td> <td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at beginning of period</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,161</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,286</font></font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision:</font> </div> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">186</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">643</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">581</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(25</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">382</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr style="background-color: #C0FFFF;"> <td valign="bottom" width="62%" style="LINE-HEIGHT: 1.25">   </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> </tr> <tr> <td align="left" valign="bottom" width="62%" style="LINE-HEIGHT: 1.25"> <div style="LINE-HEIGHT: 1.25; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Provision</font> </div> </td> <td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td valign="bottom" width="16%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188</font> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1.25"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font> </td> <td align=&