Information below is effective August 21, 2008. Interest rates and terms are subject to change at any time.

Checking Accounts

APY stand for "Annual Percentage Yield"
Member FDIC

* Money Market Account

Accounts with balances between $100.00 and $24,999.99 will earn the current NOW account interest rate, below $99.99 no interest. Interest is compounded daily, credited monthly. If the daily account balance falls below the minimum required to receive interest at any time during the cycle period, a service charge of $5.00 will be assessed. You may make six (6) transfers but only three (3) by check to third parties per cycle period. Minimum check amount $500.00. Checks negotiated under $500.00 or in excess of three (3) per cycle are subject to a $5.00 processing fee. The interest rate and APY may change daily at the Bank's discretion. For current rates, call 856-461-0611

** Easy Living Checking

A new choice for our customers age 50 and over:

• Interest Bearing
• No minimum balance
• No ATM service charge
• Unlimited check writing
• FREE small safe deposit box(1)
• FREE checks for the life of the account(2)
• FREE online banking and bill pay
• No fee for teller checks or money orders
• No service charge for Traveler's Checks or Gift Cards
• Special rate adjustment on CD's and Residential Loans

(1) If available. Credit equal to small box rental fee wil be issued toward the rental of a larger box.

(2) Basic Checks (150 count)