Checking

As of 1/1/13, funds in noninterest-bearing transaction accounts including IOLTAs, no longer have unlimited deposit insurance coverage, but will be FDIC insured to a maximum of $250,000 for each ownership category. For details visit www.fdic.gov.


	Information below is effective May 23, 2013. Interest rates and terms are subject to change at any time. Fees may reduce earnings.


	Checking Accounts

Type	Interest Rate	APY	Minimum Daily Balance to Obtain Annual Percentage Yield
Free Personal	N/A	N/A	N/A
Free Business	N/A	N/A	N/A
NOW	.05%	.05%	$100.00
Easy Living Checking**	0.10%	0.10%	$0.01
Money Market*	0.00% 0.05% 0.10% 0.15% 0.20% 0.35%	0.00% 0.05% 0.10% 0.15% 0.20% 0.35%	$0.00 - $99.99 $100 - $4,999 $5,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $99,999.99 $100,000 and above


				Click here to order new checks online.

	APY stand for "Annual Percentage Yield" Member FDIC

		* Money Market Account The minimum deposit to open a Money Market Deposit Account is $2,500.00. Accounts with balances between $100.00 and $4,999.99 will earn the current NOW account interest rate, below $99.99 no interest. Interest is compounded daily, credited monthly. Fees may reduce earnings. If the daily account balance falls below $500.00 at any time during the cycle period, a service charge of $5.00 will be assessed. You may make six (6) transfers per cycle period. Minimum check amount $500.00. Checks negotiated under $500.00 or in excess of six (6) transfers per cycle are subject to a $10.00 processing fee. The interest rate and APY may change daily at the Bank's discretion. For current rates, call 856-461-0611

			** Easy Living Checking A new choice for our customers age 50 and over: Interest Bearing No minimum balance. ($500.00 minimum to open. No minimum after.) No ATM service charge Unlimited check writing 25% off safe deposit box(1) FREE checks for the life of the account(2) FREE online banking and bill pay (1) If available. Safe deposit boxes located in Cinnaminson.. (2) Basic Checks (150 count)